Keep Your Home Secure, No Matter What

You’ve worked hard to build your life – your home, your family, your routine. But if serious illness or unexpected tragedy struck, could your loved ones afford to stay in the home you made together?

Mortgage protection insurance helps ensure that your mortgage repayments are covered if you become critically ill or pass away. It takes the financial pressure off your family at the hardest time, offering stability when everything else feels uncertain.

Why Mortgage Protection Matters in Healthcare

01

You’ve invested in your future. Now it’s time to protect it

Whether you’re a junior doctor buying your first home or a senior consultant nearing retirement, your mortgage is one of your biggest financial commitments. Mortgage protection makes sure your home doesn’t become a burden if something goes wrong.

02

NHS and private benefits don’t cover everything

Employer schemes may include death-in-service or sick pay, but they don’t always align with the true cost of keeping your home. We make sure your protection fits your real-world financial needs, not just generic policies.

03

Emotional stress doesn’t need financial stress too

If you fall seriously ill or pass away, mortgage protection helps your family avoid the added strain of housing uncertainty. It gives them time and space to focus on what matters most.

What Is Mortgage Protection Insurance?

Mortgage protection is a type of life or critical illness insurance designed to cover your outstanding mortgage if you’re diagnosed with a serious illness or die during the policy term. The benefit pays directly to your estate, so the home stays secure.

At Affinity Advice, we tailor your cover to your:

Mortgage balance and term
Health and lifestyle
Income and family situation
NHS, private, or self-employed working conditions

Mortgage Protection for Medical Professionals

From foundation training to consultancy roles, medical professionals face unique income structures and pressures. Whether you’re NHS-employed, working locum shifts, or balancing multiple clinical roles, we’ll help you choose mortgage protection that fits your income, lifestyle, and broader protection strategy.

Mortgage Protection for Dental Professionals

Whether you own a practice or work as an associate, your mortgage often supports both home and business life. We help dental professionals secure protection that covers not just their property, but the income and stability it helps underpin — so your financial future stays on track, even if illness strikes.

Why Choose Affinity Advice?

Reviews

Trusted by Doctors and Dentists Nationwide

Excellent knowledge and speedy service as always. Thanks to Affinity Advice I have the reassurance I need that should anything happen to me, my family are covered. Would highly recommend.

Alex (Nov 23)

After finding myself unable to work and insurance offering little to no help, I spoke with Adam who advised payment protection income to assist in difficult times. He was extremely informative and not pushy, my monthly premium went up 50% but at least I’m actually protected now, opposed to only being insured to a terminal illness!

Connor (Nov 23)

I recently used Affinity advice to source options on Life Insurance and Private Medical cover and they were absolutely fantastic. Andrew was very knowledgeable and efficient, and walked me through the process step by step. Would highly recommend.

Adam (Jan 24)

Absolutely brilliant service from Adam. He made the whole process of getting me set up with multiple policies simple, informative and stress-free. Definitely a company you can trust!

Luke (Sep 24)

Great service from Adam at Affinity Advice for joint life insurance, critical illness and pay protection. Adam explained everything and what we actually needed to give us reassurance if the worse happened.

Laura (Mar 25)

Proactive and professional, very clear communication and rapid service. Highly recommend.

Will (Mar 25)

Let’s Safeguard the Home You Love

Your home is more than bricks and mortar. It’s where life happens. Let us help you keep it safe with expert mortgage protection advice specifically designed for doctors, dentists, and healthcare professionals.