Your home is your castle, don’t leave it unprotected

Home insurance is often overlooked during the mortgage process, especially if you go it alone. It’s also pretty common to be paying too much for your policy if you have one. With Affinity Advice, we make sure your needs are taken care of so you can be protected against anything.
Find the perfect protection for your home with Affinity Advice
As is the case with all of our advice, we help protect your home against the unexpected so you can enjoy it with complete peace of mind. Finding the best cover for you at a price you can afford, we’ll never add any hidden fees or confusing terms.

We’re about keeping things simple and effective, not to mention doing right by our clients. More importantly, we’re about protecting you against the unpredictable aspects of life you may not be able to control without protection.
Protect your home with a no-obligation conversation
What is home insurance?
Home insurance covers one of two things: your structural property or the possessions and items within your home.

Covering you and your property against theft and damage, helping you find alternative accommodation if needed, and with a range of extras available, having home insurance in place is crucial if you own a home of any kind.
The different forms of home insurance

What is contents insurance?

Your possessions make you who you are, so it’s important to protect them. Contents insurance does exactly this and keeps your prized possessions covered against theft or loss.

Contents insurance also covers carpets, furniture, and essentially, everything in your house that isn’t part of the structure itself.

What is buildings insurance?

Buildings insurance is coverage for the bricks and mortar of your home. It protects your castle walls against damage caused by floods, fire, or other natural events, and also includes things like gas leaks, broken pipes, leaky boilers, and more.
Is home insurance worth it?
The short answer to this one is yes, absolutely.

If you’re looking to buy a home, it’s often a prerequisite to have buildings insurance in place before the lender releases your mortgage funds. If you own a property, you could be covered against a wide range of circumstances that would damage your finances substantially without coverage.

What does home insurance look like when you choose Affinity Advice?

Home insurance in three easy steps

1
It starts with a conversation, which we can do in the comfort of your home.
Here, we’ll discuss what you need, be it buildings insurance, contents insurance, or both. We’ll also gather important details to help us find the best deal.
2
We’ll then go away and start searching the market.
Using our vast expertise and information about your situation, we scour the industry for the perfect home insurance option.
3
Finally, we present you with your options and see what you think.
Offering guidance and advice as much as you need, you can sign up for whatever works best for you, your home, and your family.

Home insurance FAQs