Find Peace Of Mind
With Critical Illness Cover
So, if you’re ready to get started or just want to find out more about critical illness protection,
What is critical illness cover?
These payments help pay for childcare, your mortgage, and getting back to work, as well as better treatment to help you recover.
On a deeper level, it can provide peace of mind at an incredibly stressful time.
What does critical illness cover?
A friendly face for a difficult time
But what does this process look like?
We’ll meet with you and have a no-obligation chat about what matters to you.
The conversation will also include things like your financial situation, health, and life in general, so we can paint a picture of what you need from critical illness insurance.
With access to a massive range of providers, we do our research and start to find you the best deal.
Using your requirements and the options we’ve discussed during our conversations, we only select options that fit you like a glove.
We present a selection of policies with guidance and advice around what we think would be best.
Every suggestion will be in line with your financial situation, what you want to cover, and what you want to achieve from critical illness cover. agree on a policy and your cover will be put into place.
Critical illness cover FAQs
What does critical illnesses generally cover?
The critical illnesses are generally as follows:
Cancer, heart attack, stroke, kidney failure, multiple sclerosis, Parkinson’s Disease, Alzheimer’s Disease, brain tumour, paralysis, muscular dystrophy, third-degree burns, HIV, cardiomyopathy, loss of speech, chronic aplastic anaemia, blindness, bacterial meningitis, liver failure, hepatitis, coronary artery disease, encephalitis, head trauma, medullary cystic disease, brain surgery, coronary artery bypass surgery, lung disease, surgery of the aorta, terminal illness, loss of independence, major organ translate, primary pulmonary arterial hypertension, severe coronary artery disease, heart valve surgery, angioplasty, coma, and deafness.
These are generally included in any critical illness insurance policy, but you can add more depending on the insurer and plan you take out.
How much critical illness cover do I need?
How long’s a piece of string? The answer to this question will depend entirely on your situation, from your mortgage payments and bills to any debts you have, as well as childcare or other family commitments.
What is certain is that at Affinity Advice, we guarantee to find you a deal you can afford and that covers you effectively.
Is critical illness insurance worth it?
If you don’t have money to fall back on if you’re unable to work, critical illness cover is usually worth it. This applies to most people in our area who don’t have substantial savings, or if you have loans to pay off or people to take care of.