Protect yourself, your family, and your future
Protection is crucial, but a lot of the time, it’s underestimated and misunderstood. It’s also easy to ignore, especially if you have a lot going on with work, your family, and basically, living your life.
While this is understandable, ignoring protection puts everything you have at risk. From your peace of mind around your family’s future and financial security, to what happens after you pass, protection is much more than life insurance.
It helps your family cope financially should you be unable to work, so it’s important to get it right. A tangible, practical safety net for the worst-case scenario, the right cover can support you and your family now, and optimise your finances for future generations.
Protection is the bread and butter of Affinity Advice, and we advise on the following:
While this is understandable, ignoring protection puts everything you have at risk. From your peace of mind around your family’s future and financial security, to what happens after you pass, protection is much more than life insurance.
It helps your family cope financially should you be unable to work, so it’s important to get it right. A tangible, practical safety net for the worst-case scenario, the right cover can support you and your family now, and optimise your finances for future generations.
Protection is the bread and butter of Affinity Advice, and we advise on the following:
Business Protection services are referred to a third party. Neither Affinity Advice Ltd nor PRIMIS are responsible for the service received.
Critical Illness Cover
Critical illness cover
If you’re diagnosed with an illness such as cancer, heart attack or a stroke, critical illness cover can be a financial lifeline.
Helping you if you can’t work, or if you decide not to as a result of your illness, your finances won’t take a hit.
Why? Because you could qualify for a lump sum after receiving your diagnosis. Cover can be for a set timeframe, and it’s widely considered the most important form of personal protection.
- What is critical illness cover?
- What does critical illness cover?
- A friendly face for a difficult time
- Three steps to critical illness cover
- Critical illness cover FAQs
Income Protection
Income Protection
If you’re involved in an accident or are so ill you can’t work, your finances could take a considerable hit.
With no income available from your place of work, you and your family could suffer at a time when you’re already suffering enough.
The right form of income protection insurance reduces the impact a disruption like this can have on your earnings. This helps you and your family during a time of extreme difficulty and makes things that much easier to deal with.
- What is income protection insurance?
- Do I need income protection insurance?
- Income protection in three steps
- Income protection insurance FAQs
Life Insurance
Life insurance
Should the worst happen and you were to pass unexpectedly, your family will likely need some financial assistance.
Whether it’s paying off mortgages or loans, or simply living their everyday lives, life insurance is peace of mind encapsulated. That’s why it’s one of the most common forms of protection insurance and why it’s something we specialise in.
Helping your loved ones grieve properly in the worst-case scenario, life insurance helps make a practically unbearable time much more manageable.
- What is life insurance?
- How does life insurance work?
- Life insurance in one, two, three
- Life insurance FAQs
Business Protection
Business protection
Business protection is all-encompassing and covers your business in the case of loss. This may be the loss of a shareholder, owner, or other key person who helps your business thrive.
It also covers long-term illnesses that negatively affect your business and acts as a way to continue without disruption.
Making sure you don’t lose out from loss of income, productivity, or key contacts, our advisors can guide you towards a protected organisation.
- What is business insurance?
- The different forms of business insurance
- Business insurance in three easy-to-follow steps
- Business protection insurance FAQs
Business Protection services are referred to a third party. Neither Affinity Advice Ltd nor PRIMIS are responsible for the service received.
Private Medical Insurance
Private medical insurance
Healthcare can be a minefield in the UK, and the issues facing the NHS are well-known. You can take the strain from the national health service, and your family, should you become ill with acute conditions.
Private medical insurance covers the cost of private healthcare, from diagnosis to consultations, all the way through to treatment and recovery.
With a simple monthly premium, you can cover the cost of your treatment and help you and your family during a time of need.
- What is private medical insurance in the UK?
- Why might you need private medical insurance?
- Private medical insurance - a three-step process
- Private medical insurance FAQs
Home Insurance
Home Insurance
Home insurance can help you no matter where you’re at with your mortgage journey.
From sweetening the deal for a mortgage application to protecting your current property, your possessions, or both, home insurance is a crucial aspect of any homeowner’s finances.
With simple guidance based on your circumstances, we can help you insure your North East home against all eventualities.
- What is home insurance?
- The different forms of home insurance
- Home insurance in three easy steps
- Home insurance FAQs
But first, how about a cuppa?
Are you interested in protecting yourself and your family? Let’s schedule a no-obligation chat to help find you the perfect protection fit. We aren’t pushy salesmen or corporate advisers, we’re normal, North East people with a passion for helping our clients.
A splash of milk and two sugars, please