Bespoke Mortgage Solutions Built Around You

No matter where you are in your mortgage journey, we have got connections to a range of trusted partners with the expertise to help. Whether you’re buying your first home, your forever home, remortgaging, or buying to let, they make the mortgage process as enjoyable as it should be.

Mortgage services are referred to a third party. Neither Affinity Advice Ltd nor PRIMIS are responsible for the service received.

Every mortgage option under the sun

First-time buyers

Eager to step foot onto the property ladder, but unsure how to do it? No worries. While mortgages can be complex for the uninitiated, our partners have got bags of experience to draw from and can make your first home dream a reality.

In addition to finding you the perfect mortgage deal with competitive interest rates that you’ll struggle to find yourself, they also handle your mortgage application paperwork. This means dealing with solicitors and lenders on your behalf, handling it all and smoothening the process.

So, if you’re looking to buy your first home in Sunderland, Durham, Newcastle, or anywhere else in the North East, they can make it happen.

Remortgages

Millions of people remortgage every year, but they don’t always get the best deal. Rather than simply sticking with your current provider, no questions asked, we use our vast access to the mortgage market to find you the best rates.

Our partners also help with any paperwork that you need to handle and make the entire process a breeze.

Buy-to-let

Are you a property developer with a string of properties or thinking about buying a house to rent out? Whatever stage of your landlord journey, quality advice is crucial and something they provide in abundance.

Finding the best options to help your purchases do more, their buy-to-let mortgage advice is superb.

But what does this advice look like in practice?

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Mortgages made effortless in three key steps

Get the kettle on. Over a coffee or tea, whatever your preference, our partners will chat about your situation and ambitions

This can be anything from buying your first home to adding a buy-to-let to your property empire, remortgaging, or anything in between.

Armed with your requirements, they’ll go away and find a mortgage option that works best for you.

This will be tailored specifically to your circumstances, budget, and goals.

They will come back with the best options we can provide.

Once you’re happy, they’ll get the paperwork handled and the ball rolling. They will also provide regular check-ups throughout your mortgage term to make sure your deal is still the right fit.

How can we help with your mortgage requirements?

At Affinity Advice, we value our clients above all else. That’s why we work with a number of trusted partners, who can help find you the best deals, from first thought to move-in day, remortgaging, protection, and every step of the way.

Providing a single point of contact for all your requirements, they take the time and effort away from mortgages.

Get the brews going and let’s find you a mortgage

Mortgage FAQs

How much can I borrow for a mortgage?
How much you can borrow for a mortgage will depend on several factors. These include your earnings, the house or houses you want to purchase, as well as your employed status, family income, credit history, and more.

As a result, there’s no single answer to this question, but if you give us a ring, we can help put you in contact with someone who can help.
How much house can I afford?
The size of the house you can afford will depend on the mortgage deals you qualify for. Generally speaking, the more you earn and the better the credit history you have, the larger the house. However, our trusted partners can help you find your dream home and give you a realistic idea of what kind of property you can acquire.
Are mortgage rates going down?
Inflation and mortgage rates have risen substantially in recent years, but mortgage rates look to drop in 2024 after a series of repeated hikes. However, the mortgage industry is incredibly complex and changes frequently, so it’s impossible to know for sure.

While nothing is guaranteed when it comes to the British economy, we can guarantee our partners can help find you better rates than you’ll find on the high street or by going it alone. This is thanks to access to mortgage rates and lenders that aren’t readily available to those outside of the industry.

Your home may be repossessed if you do not keep up repayments on your Mortgage.